Vice President of Lending - ( June 2012 - present) Athens Federal Community Bank, Athens, Tennessee (USA) Perform all facets of the lending function including originating and underwriting consumer loans, secondary market mortgages (Freddie Mac and Fannie Mae), in-house mortgages, construction loans, small business loans, commercial loans and government mortgage programs (FHA/USDA/VA).
Responsible for growing and managing an in-house loan portfolio including the management of delinquent/problem accounts and work-out situations.
Responsible for business development and account acquisition (loan and deposit) within my market as well as supervising the outbound calling efforts of branch staff.
Manage a high volume branch with a staff of 7 tellers and customer account reps. Oversee day to day operations of the branch including staffing, compliance and resolution of customer issues. Responsible for establishing and tracking goals/performance of individual staff members and the branch as a whole.
Senior Vice President - ( October 1997 - May 2012) Capital Bank f/k/a GreenBank, Athens , Tennessee (USA) Market executive for 11 branches within a five county market. Responsibilities included oversight of all deposit functions, the consumer lending function, and implementation of a newly formed sales culture.
Supervision of consumer lenders including concurring authority on loan requests outside of established lending limits.
Member of conversion team - traveled to other counties/states to assist with the conversion process of newly acquired banks.
Member of senior management - helped to shape policies/procedures for Board approval and implementation company wide.
Middle Tennessee State University - 1994 Murfreesboro, Tennessee, USA Psychology, Bachelor of Science Member of National Honor Society Dean's List - 4 semesters